Build a realistic first-year and full-program cost plan before you choose a country, pay a deposit or assume a scholarship will solve the funding gap.
What this planner helps you separate
Study-abroad budgets become misleading when tuition is treated as the whole cost. The planner separates annual tuition, recurring living expenses, one-off start-up costs, insurance, visa/residence costs, travel and emergency reserve, then subtracts only funding you say is actually confirmed.
Why confirmed funding matters
A scholarship you have not been awarded is not the same as confirmed funding. Part-time work that you hope to find after arrival is not guaranteed income. Keeping those assumptions out of the confirmed-funding field makes the final gap more useful.
How to use the result
Use the first-year total when checking whether an offer is immediately affordable. Use the programme estimate to compare longer-term exposure across different degrees. Then separately verify any official proof-of-funds amount because immigration authorities can define that requirement differently from your personal budget.
Related StepOut guidance
- Study Abroad for International Students
- Study Abroad Budget Guide
- Proof of Funds for International Students
- International Student Accommodation Guide
- Scholarships for International Students
Privacy
The calculation runs in your browser. You do not need to enter your name, passport number, bank account or application details.